Keep the phone.Pay the EMI.
Skypey is the simple side of a financed phone. You get a reminder before the due date. The handset can be locked only if a payment is missed, and it opens again when the payment is in.
For anyone taking a phone home on instalments.
EMI
A clear due date
Remind
Before the payment is late
Lock
Only if a payment is missed
Open
As soon as it is paid
While payments are on time
The phone stays a phone
Paying on the date keeps calls, messages, and everyday apps available. Nothing in the plan turns those off for ordinary use.
Calls and messages
The phone works as a phone while the EMI is on time.
Photos and apps
Everyday use stays open. A lock is not a daily limit.
Your number stays yours
The handset goes home with you, on the plan in your name.
A date you can see
The due date is part of the agreement from the day you buy it.
How it works
From the shop to your pocket
Take the phone, pay on the date, and keep it open. A lock is only for a missed instalment.
Take the phone
The handset is tied to your name and the instalment plan when you buy it.
Pay on the date
A reminder arrives before the EMI is due, so the date is not a surprise.
Keep it open
When the payment is received, the phone is released for normal use.
A normal month
From the shop counter to the next due date
Day 1
You take it home
Your name and the EMI plan are saved with the phone.
Every day
You use it
Calls, messages, and apps stay available while payments are on time.
Before due
A reminder arrives
You hear before the instalment, and again if it is still pending.
After you pay
It stays open
Once the payment is confirmed, the phone is ready for normal use.
What you actually get
A clear path from the first EMI to the last
No hidden switch. You know the due date, you get a reminder, and the phone stays usable while the payments are on time.
01 · Buy
The phone is on your name
Your details and the EMI plan are saved with the handset, so the agreement is clear from day one.
02 · Remind
You hear before the due date
A reminder goes out while the instalment is still on time.
03 · Open
Payment in, phone open
Once the payment is confirmed, the phone is unlocked again.
Your due date
A reminder first. A lock only if needed.
You are told before the instalment is late. If it is missed, the phone can be locked until the payment arrives. Then it opens again.
Payment due
A reminder reaches you before the instalment is late
Still pending
Another note follows if the payment has not come in
Payment received
The phone opens again once the payment is confirmed
While you pay
The phone stays with you
You use the handset through the EMI. The lock is a backstop for a missed payment, not a daily restriction.
- Use the phone normally while instalments are on time
- A missed EMI is the only reason for a lock
- Call the desk if a payment or a lock needs a person
In plain words
What the agreement means
Plain terms
You know the due date, and what happens if it is missed.
Fair lock
The phone is locked for a missed EMI, not for ordinary use.
Quick release
Access comes back as soon as the payment is confirmed.
A real desk
Questions go to the care number, not a silent form.
If the date slips
A missed EMI, then a way back
The lock is for that missed instalment. Clear it, and the phone opens again. If you want a person, the desk in Tadikhana is on the phone.
01
The phone can lock
A missed EMI is the point where the handset can be locked.
02
You clear that instalment
Pay it the same way the shop already collects the EMI.
03
It opens again
After the payment is confirmed, the phone is released.
Questions, answered
The essentials before you get started
Call the desk in Tadikhana if a payment or a locked phone needs a person.
Contact careWhat is Skypey?+
Skypey is the lock on a phone bought in instalments. It reminds you before the EMI is due, and the phone can be locked only if a payment is missed.
Will my phone lock while I am paying on time?+
No. A lock is for a missed instalment. Paying on the due date keeps the phone open.
When does a locked phone open again?+
After the missed payment is received and confirmed, the phone is released so you can use it again.
How will I know a payment is due?+
A reminder is sent around the due date, with a follow-up if the payment is still pending.
Who do I call with a question?+
Call 8430111100. The desk is at Ashok Nagar, near Animal Hospital, Tadikhana, 244001.
Can I still use the phone while I am paying on time?+
Yes. Calls, messages, and everyday apps stay available. A lock is for a missed instalment.
What happens if I miss the date?+
The phone can lock until that instalment is paid and confirmed. Then it opens again. Call the desk if you need a person to look at it.
Ready when you are
A financed phone, explained simply
Ask the desk in Tadikhana, or download the app if your shop has already set it up.